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United Kingdom · FCA

Consumer Credit Licence

Complete FCA consumer credit permission application built to CONC standards — every document required for credit broking, lending, or debt-related activities.

Consumer CreditCONC StandardsCredit BrokingFCA Authorised
Fast delivery — packages in 3 business days
Expert-built — every document by regulatory specialists
Fixed pricing — transparent quotes, no surprises
🔒Secure — payments via Stripe, data handled confidentially

Choose your package

Three tiers to match your needs — from self-serve templates to fully tailored, submission-ready documents with ongoing regulatory support.

Template Package

Complete FCA consumer credit document set with guidance notes — built to meet current CONC requirements.

  • Regulatory business plan template
  • CONC policy suite
  • AML/CTF framework
  • Complaints handling procedures
  • Vulnerable customers policy
  • Financial promotions policy
  • Guidance notes throughout
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Premium + Support

Done-For-You plus active FCA support through the consumer credit application process.

  • Everything in Done-For-You
  • Two strategy calls with our team
  • FCA query response support
  • Application strategy guidance
  • Priority turnaround
  • Extended revision support
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What's included

Every document required, built by regulatory experts and ready for submission.

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Regulatory Business Plan

Detailed plan covering consumer credit activities, target market, affordability approach, lending criteria, and revenue model.

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CONC Policy Suite

Complete CONC-compliant policies covering responsible lending, affordability assessments, arrears management, and forbearance.

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AML/CTF Framework

Consumer credit sector AML/CTF policy, CDD procedures, ongoing monitoring, and suspicious activity reporting framework.

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Complaints Handling

FCA-compliant complaints policy with investigation procedures, root cause analysis, and Financial Ombudsman Service referral process.

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Vulnerable Customers Policy

Policy for identifying, supporting, and recording interactions with vulnerable customers — a key FCA priority area.

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Financial Promotions Policy

Financial promotions compliance framework covering advertising, social media, website content, and pre-contractual information.

FCA Consumer Credit Licence: Requirements and Application Guide 2026

Read the guide →

Ready to get started?

Book a free consultation to discuss your requirements. We'll provide a fixed-price quote and get you moving within days.

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