Home Products Guides How It Works Why Complizoom Get a Quote Book a Call
United Kingdom · FCA

FCA Electronic Money Institution Licence

Complete, submission-ready FCA EMI authorisation documents — every document the FCA requires, built by payment regulatory experts.

EMI AuthorisationPayments RegulationSafeguarding Ready
Fast delivery — packages in 3 business days
Expert-built — every document by regulatory specialists
Fixed pricing — transparent quotes, no surprises
🔒Secure — payments via Stripe, data handled confidentially

Choose your package

Three tiers to match your needs — from self-serve templates to fully tailored, submission-ready documents with ongoing regulatory support.

Template Package

Complete FCA EMI document set with guidance notes — built to meet the FCA's current expectations for payment firm applications.

  • Regulatory business plan template
  • Safeguarding arrangements document
  • Wind-down plan
  • AML/CTF policy suite
  • IT systems and security documentation
  • Compliance monitoring programme
  • Full policy suite
  • Financial projections model
Get a Quote →
Premium + Support

Done-For-You plus active FCA support — including information request responses, strategy calls, and banking guidance.

  • Everything in Done-For-You
  • Two strategy calls with our team
  • FCA query response support
  • Safeguarding bank approach guidance
  • Priority turnaround
  • Extended revision support
Get a Quote →

What's included

Every document required, built by regulatory experts and ready for submission.

📄

Regulatory Business Plan

Detailed plan covering e-money services, payment products, customer base, distribution channels, and compliance arrangements.

🏦

Safeguarding Documentation

Detailed safeguarding arrangements — the most scrutinised requirement in any EMI application. Method, processes, and controls.

🏁

Wind-Down Plan

Credible plan for orderly wind-down with client fund return, cost analysis, and step-by-step process.

🛡️

AML/CTF Framework

Payment-sector AML/CTF policy, CDD and enhanced DD procedures, transaction monitoring, SAR process and MLRO framework.

💻

IT & Security Documentation

Systems architecture, cybersecurity controls, business continuity, disaster recovery, and incident response documentation.

📋

Full Policy Suite

Complaints, conflicts of interest, record keeping, operational resilience, outsourcing, and data protection policies.

FCA EMI Licence: Requirements, Documents and Timeline in 2026 — read our complete guide

Read the guide →

Ready to get started?

Book a free consultation to discuss your requirements. We'll provide a fixed-price quote and get you moving within days.

Get a Quote → Book a Call →