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United Kingdom · FCA

FCA Payment Institution Authorisation

Authorised Payment Institution status under the Payment Services Regulations 2017 — covering payment initiation, account information, money remittance, and card services.

API LicencePSR 2017SafeguardingPSD2 Compliant
Fast delivery — packages in 3 business days
Expert-built — every document by regulatory specialists
Fixed pricing — transparent quotes, no surprises
🔒Secure — payments via Stripe, data handled confidentially

Choose your package

Three tiers to match your needs — from self-serve templates to fully tailored, submission-ready documents with ongoing regulatory support.

Template Package

Complete FCA PI document set with guidance — built to meet PSR 2017 requirements and current FCA expectations.

  • Regulatory business plan template
  • Safeguarding documentation
  • AML/CTF framework
  • IT & operational resilience
  • Wind-down plan
  • Full policy suite
  • FCA Connect guidance
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Premium + Support

Done-For-You plus active FCA support through the PI application process.

  • Everything in Done-For-You
  • Two strategy calls with our team
  • FCA query response support
  • Safeguarding bank guidance
  • Priority turnaround
  • Extended revision support
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What's included

Every document required, built by regulatory experts and ready for submission.

📄

Regulatory Business Plan

Detailed plan covering payment services, transaction volumes, customer segments, technology platform, and compliance arrangements.

🏦

Safeguarding Documentation

Safeguarding method documentation — segregation, insurance, or guarantee approach with detailed processes and controls.

🛡️

AML/CTF Framework

Payment services AML/CTF policy, CDD procedures, transaction monitoring tailored to payment flows, and SAR reporting.

💻

IT & Operational Resilience

Systems architecture, cybersecurity policy, business continuity, disaster recovery, and incident management documentation.

🏁

Wind-Down Plan

Orderly wind-down plan covering customer notification, fund return, cost analysis, and regulatory communication.

📋

Full Policy Suite

Complaints, conflicts, record keeping, outsourcing, operational resilience, data protection, and financial crime policies.

FCA Payment Institution: Requirements, Documents and Timeline in 2026

Read the guide →

Ready to get started?

Book a free consultation to discuss your requirements. We'll provide a fixed-price quote and get you moving within days.

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